December 6, 2023

Privacy Policy

Who we are

Suggested text: Our website address is: https://mykingmoney.com.

Comments

Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

Suggested text: If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Suggested text: Visitor comments may be checked through an automated spam detection service.

Section 5: International Transfer of Personal Data

In this section, we outline the situations in which your personal data may be transferred to countries beyond the European Economic Area (EEA).

Our group of companies has facilities in the United States of America. However, the European Commission has granted an “adequacy decision” regarding the data protection laws of these countries. Therefore, transfers to the United States and other countries with similar adequacy decisions will be protected by appropriate safeguards, such as the use of standard data protection clauses that are either adopted or approved by the European Commission.

Our website’s hosting facilities are situated in several countries, including the United States, the Netherlands, UK, Milan (Italy), and Singapore. Similar to the situation above, transfers to these countries will also be protected by appropriate safeguards, as the European Commission has made an adequacy decision about the data protection laws of each of these countries.

The subcontractors of our website are located in the United States, the Philippines, and India. The European Commission has also made an adequacy decision about the data protection laws of each of these countries. Transfers to these countries will likewise be protected by appropriate safeguards, such as the use of standard data protection clauses that are either adopted or approved by the European Commission.

Please note that any personal data you submit through our website or services may be available worldwide via the internet. We cannot prevent others from using or misusing such personal data.

 

  1. Retaining and deleting personal data

6.1    This Section 6 sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal data.

6.2    Personal data that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.

6.3    We will retain your personal data as follows:

(a)    First Name and Email Address shall be retained for a minimum period of 30 days following date at which you provide us with said information and for a maximum period of one year following date at which you provide us with said information.

6.4    In some cases it is not possible for us to specify in advance the periods for which your personal data will be retained. In such cases, we will determine the period of retention based on the following criteria:

(a)    the period of retention of personal information such as First Name, Email Address, and other contact details be determined based on our legitimate interests, namely improving our website and services and communication.

6.5    Notwithstanding the other provisions of this Section 6, we may retain your personal data where such retention is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person.

Updates 7.1 We may make changes to this policy periodically and publish the updated version on our website.

7.2 We suggest checking this page occasionally to ensure that you are satisfied with any modifications made to this policy.

7.3 We will notify you by email if there are significant changes to this policy.

Your Rights 8.1

In this Section 8, we have provided a summary of your rights under data protection law. Some of these rights are complex, and our summaries do not include all the details. Therefore, we recommend reading the relevant laws and guidance from the regulatory authorities for a complete explanation of your rights.

8.2 Your primary rights under data protection law are:

(a) The right to access

(b) The right to rectification

(c) The right to erasure

(d) The right to restrict processing

(e) The right to object to processing

(f) The right to data portability

(g) The right to complain to a supervisory authority

(h) The right to withdraw consent

8.3 You have the right to confirm whether we process your personal data and access to your personal data, along with other essential information if we do process your data. This information includes the purposes of the processing, the categories of personal data concerned, and the recipients of the personal data. We will provide a free copy of your personal data, subject to certain conditions, without affecting the rights and freedoms of others. Additional copies may require a reasonable fee.

8.4 You have the right to correct any incorrect personal data about you and complete any incomplete personal data, considering the processing purposes.

8.5 Under certain circumstances, you have the right to erase your personal data without undue delay. These situations include when the personal data are no longer necessary for the original purposes of the processing, when you withdraw consent to the processing, or if you object to the processing based on certain rules of applicable data protection law. However, there are exceptions to the right to erasure, such as when processing is necessary for exercising the right of freedom of expression and information or for compliance with a legal obligation.

8.6 Under specific circumstances, you have the right to restrict the processing of your personal data. These situations include when you dispute the accuracy of the personal data, and the processing is unlawful, but you oppose erasure. We may continue to store your personal data if processing has been restricted based on these conditions. However, we will only process it with your consent, for the establishment, exercise, or defense of legal claims, for the protection of the rights of another person, or for reasons of significant public interest.

8.7 You have the right to object to the processing of your personal data on grounds relating to your specific situation, but only when the legal basis for the processing is the performance of a task carried out in the public interest or the exercise of any official authority vested in us or for the purposes of legitimate interests pursued by us or a third party. We will stop processing your personal data if you object to it unless we can demonstrate compelling legitimate grounds for the processing that override your interests, rights, and freedoms or if the processing is for the establishment, exercise, or defense of legal claims.

Section 8.8 – Your Right to Object to Processing of Personal Data for Direct Marketing Purposes

You have the right to object to the processing of your personal data for direct marketing purposes, which includes profiling for direct marketing purposes. If you exercise this right, we will stop processing your personal data for this purpose.

Section 8.9 – Your Right to Object to Processing of Personal Data for Research or Statistical Purposes

You have the right to object to the processing of your personal data for scientific, historical, or statistical purposes on grounds related to your particular situation, unless the processing is necessary for the performance of a task carried out for reasons of public interest.

Section 8.10 – Your Right to Receive Personal Data in a Machine-Readable Format

If the legal basis for processing your personal data is your consent or the processing is necessary for the performance of a contract to which you are a party or for taking steps at your request prior to entering into a contract, and the processing is automated, you have the right to receive your personal data from us in a structured, commonly used, and machine-readable format. This right does not apply if it would adversely affect the rights and freedoms of others.

Section 8.11 – Your Right to Lodge a Complaint

If you believe that our processing of your personal information violates data protection laws, you have the legal right to lodge a complaint with a supervisory authority responsible for data protection. You can do this in the EU member state where you reside, work, or where the alleged infringement occurred.

Section 8.12 – Your Right to Withdraw Consent

If the legal basis for processing your personal information is your consent, you have the right to withdraw your consent at any time. The withdrawal of your consent will not affect the lawfulness of processing before the withdrawal.

Section 8.13 – Exercising Your Rights

You can exercise any of the aforementioned rights concerning your personal data by providing written notice to us via email at Support@mykingmoney.com.

About Cookies

Section 9.1 – Definition of Cookies

A cookie is a file that contains an identifier (a string of letters and numbers) sent by a web server to a web browser, which is then stored by the browser. The identifier is sent back to the server each time the browser requests a page from the server.

Section 9.2 – Types of Cookies

There are two types of cookies: persistent cookies and session cookies. A persistent cookie is stored by a web browser and remains valid until its set expiry date, unless the user deletes it before then. A session cookie expires at the end of the user session when the web browser is closed.

Section 9.3 – Personal Information and Cookies

Cookies typically do not contain any information that personally identifies a user. However, personal information we store about you may be linked to the information stored in and obtained from cookies.

 

Cookies We Use:

We use cookies on our website for various purposes, including authentication, personalization, security, advertising, analysis, and cookie consent. The specific cookies we use for each purpose are listed below:

  • Authentication: _gat, _gid, _ga, PHPSESSID, __cfduid
  • Personalization: _gat, _gid, _ga, PHPSESSID, tl_13666_13666_37, tve_leads_unique
  • Security: _gat, _gid, _ga, PHPSESSID, __cfduid
  • Advertising: _gat, _gid, _ga
  • Analysis: _gat, _gid, _ga, PHPSESSID, __cfduid
  • Cookie consent: _gat, _gid, _ga, PHPSESSID, tl_13666_13666_37, tve_leads_unique

California Online Privacy Protection Act:

The California Online Privacy Protection Act (CalOPPA) requires all commercial websites and online services to post a privacy policy. This law applies not only to businesses based in California but also to any person or company in the United States (and possibly worldwide) that operates websites collecting Personally Identifiable Information from California consumers. The policy should clearly state what information is being collected and shared with whom.

Children Online Privacy Protection Act:

We comply with the Children’s Online Privacy Protection Act (COPPA), which puts parents in control of the personal information collected from children under the age of 13. Our website provides information for children aged 11-19, but we do not collect any information from children under 13 years of age. We have various prompts on our website to prevent this, and we do not ask for a user’s age or verify it through the information we request, which is limited to a first name and email address.

If you have subscribed to our newsletter and would like to remove your child’s information, please contact our support personnel, Ron Stefanski, at Support@mykingmoney.com.

We allow parents to review, manage, delete, or refuse the sharing of their child’s information by contacting us directly.

Our Service Providers’ Use of Cookies

11.1 When you visit our website, our service providers may use cookies, which could be stored on your computer.

11.2 We utilize Google Analytics to analyze our website’s usage. Google Analytics gathers data about the usage of our website through cookies. The information collected is then used to create reports on the use of our website. You can review Google’s privacy policy by visiting https://www.google.com/policies/privacy/. The relevant cookies are: _gat, _gid, and _ga.

11.3 We publish Google AdSense interest-based advertisements on our website. These advertisements are tailored by Google to reflect your interests. To identify your interests, Google tracks your behavior on our website and other websites across the web, using cookies. You can view, delete or add interest categories associated with your browser by visiting https://adssettings.google.com. You can also opt-out of the AdSense partner network cookie using those settings or using the Network Advertising Initiative’s multi-cookie opt-out mechanism at http://optout.networkadvertising.org. However, please note that these opt-out mechanisms themselves use cookies, and if you clear the cookies from your browser, your opt-out preference will not be maintained. To ensure that an opt-out is maintained in respect of a particular browser, you may wish to consider using the Google browser plug-ins available at https://support.google.com/ads/answer/7395996. The relevant cookies are: _gat, _gid, and _ga.

Managing Cookies

12.1 Most browsers offer the option to refuse to accept cookies and to delete cookies. The methods for doing so may vary depending on the browser and its version. However, you can obtain current information on blocking and deleting cookies by following these links:

(a) https://support.google.com/chrome/answer/95647?hl=en (Chrome); (b) https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences (Firefox); (c) http://www.opera.com/help/tutorials/security/cookies/ (Opera); (d) https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies (Internet Explorer); (e) https://support.apple.com/kb/PH21411 (Safari); and (f) https://privacy.microsoft.com/en-us/windows-10-microsoft-edge-and-privacy (Edge).

12.2 It’s important to note that blocking all cookies may negatively impact the functionality of many websites.

12.3 If you choose to block cookies, please be aware that you may not be able to use all the features of our website.

13.4 You can contact us:

(a) by mail, using the postal address given above; (b) by using our website’s contact form; (c) by email (Support@mykingmoney.com), using the email address published on our website from time to time, or by replying to any emails we broadcast.