I Bonds Rates History And Price Predictions 2023

In this article, we will delve into the history of I Bonds rates and provide a prediction for their pricing in 2022. I Bonds are savings bonds issued by the United States government to safeguard individuals’ funds from inflation. This investment vehicle is particularly advantageous to investors and traders as it guarantees that their capital will not decrease in value over time.

The Current Rate For I Bonds

I Bonds are widely recognized as a secure investment vehicle issued by the United States Treasury to safeguard individuals’ funds against the eroding effects of inflation. As of September 2022, the current rate for I Bonds is 9.62%, and investors and traders can purchase these bonds at this rate until October 2022.

I Bonds Rates History For The Past 10 Years

The United States Treasury sets the rates for I Bonds biannually in May and November. The rates of I Bonds are influenced by two key factors, namely fixed rate and inflation rate. Here is a summary of the I Bonds rate history for the previous decade.

Inflation Rate

• 2023:

The Federal Reserve aims to maintain a target inflation rate of 2% as they believe it’s conducive to a robust and expanding economy. For the most reliable and current information on the inflation rate in the United States for 2023, it’s advisable to consult trusted financial news sources or seek advice from a qualified economist

• 2021

November 1, 2021. 3.56%
May 1, 2021. 1.77%

• 2020

November 1, 2020. 0.84%
May 1, 2020. 0.53%

• 2019

November 1, 2019. 1.01%
May 1, 2019. 0.70%

• 2018

November 1, 2018. 1.16%
May 1, 2018. 1.11%

• 2017

November 1, 2017. 1.24%
May 1, 2017. 0.98%

• 2016

November 1, 2016. 1.38%
May 1, 2016. 0.08%

• 2015

November 1, 2015. 0.77%
May 1, 2015. -0.80%

• 2014

November 1, 2014. 0.74%
May 1, 2014. 0.92%

• 2013

November 1, 2013. 0.59%
May 1, 2013. 0.59%

• 2012

November 1, 2012. 0.88%
May 1, 2012. 1.10%

• 2011

November 1, 2011. 1.53%
May 1, 2011. 2.30%

Fixed Rate

• 2021

November 1, 2021. 0.00%
May 1, 2021. 0.00%

• 2020

November 1, 2020. 0.00%
May 1, 2020. 0.00%

• 2019

November 1, 2019. 0.20%
May 1, 2019. 0.50%

• 2018

November 1, 2018. 0.50%
May 1, 2018. 0.30%

• 2017

November 1, 2017. 0.10%
May 1, 2017. 0.00%

• 2016

November 1, 2016. 0.00%
May 1, 2016. 0.10%

• 2015

November 1, 2015. 0.10%
May 1, 2015. 0.00%

• 2014

November 1, 2014. 0.00%
May 1, 2014. 0.10%

• 2013

November 1, 2013. 0.20%
May 1, 2013. 0.00%

• 2012

November 1, 2012. 0.00%
May 1, 2012. 0.00%

• 2011

November 1, 2011. 0.00%
May 1, 2011. 0.00%

I Bond Interest Rates History

Over time, the interest rates of I Bonds have undergone several modifications. The highest recorded interest rate of 13.39% was observed from May 2000 to October 2000, while the lowest rate of 9.62% was recorded in 2011, 2012, 2013, 2015, 2017, 2021, and 2022. Please find below the I Bond interest rate history.

From             To                 Interest Rate

May 2022   Oct. 2022           9.62%
Nov. 2021   Apr. 2022           9.62%
May 2021   Oct. 2021           9.62%
Nov. 2020   Apr. 2021           9.62%
May 2020   Oct. 2020           9.62%
Nov. 2019   Apr. 2020           9.83%
May 2019   Oct. 2019           10.14%
Nov. 2018   Apr. 2019           10.14%

May 2018   Oct. 2018           9.93%

Nov. 2017    Apr. 2018          9.72%

May 2017   Oct. 2017          9.62%

Nov. 2016   Apr. 2017           9.62%

May 2016   Oct. 2016            9.72%
Nov. 2015   Apr. 2016            9.72%
May 2015   Oct. 2015           9.62%
Nov. 2014   Apr. 2015            9.62%
May 2014   Oct. 2014            9.72%
Nov. 2013  Apr. 2014             9.83%
May 2013   Oct. 2013            9.62%
Nov. 2012   Apr. 2013            9.62%
May 2012   Oct. 2012            9.62%
Nov. 2011   Apr. 2012            9.62%
May 2011   Oct. 2011            9.62%
Nov. 2010   Apr. 2011            9.62%
May 2010   Oct. 2010            9.83%
Nov. 2009   Apr. 2010            9.93%
May 2009   Oct. 2009            9.72%
Nov. 2008   Apr. 2009           10.35%
May 2008   Oct. 2008             9.62%
Nov. 2007   Apr. 2008           10.88%
May 2007   Oct. 2007           10.98%
Nov. 2006   Apr. 2007           11.09%
May 2006   Oct. 2006           11.09%
Nov. 2005   Apr. 2006           10.67%
May 2005   Oct. 2005           10.88%
Nov. 2004   Apr. 2005           10.67%
May 2004   Oct. 2004           10.67%
Nov. 2003   Apr. 2004           10.77%
May 2003   Oct. 2003           10.77%
Nov. 2002  Apr. 2003            11.30%
May 2002   Oct. 2002           11.72%
Nov. 2001   Apr. 2002           11.72%
May 2001   Oct. 2001           12.76%
Nov. 2000   Apr. 2001           13.18%
May 2000   Oct. 2000           13.39%
Nov. 1999   Apr. 2000           13.18%
May 1999   Oct. 1999           13.08%
Nov. 1998   Apr. 1999          13.08%
Sept. 1998  Oct. 1998          13.18%